Our Process
A Proven Path to Tax-Free Wealth
At First Wealth Solutions, we believe true financial clarity comes from personalized, tax-efficient strategies rooted in both technical expertise and client understanding. Our process is designed to uncover hidden opportunities, minimize your tax liabilities, and build a sustainable path to financial freedom.
1. Initial Consultation
Understanding Your Vision
Our process begins with a complimentary consultation. This is a no-pressure opportunity to share your financial goals, current concerns, and long-term aspirations. We’ll introduce you to our philosophy of tax-free retirement planning and walk you through the powerful strategies we use to help clients maximize wealth and minimize taxes.
2. Discovery & Diagnostic Review
Taking Inventory of Your Financial Landscape
During this phase, we take a deeper dive into your current financial picture. We review your income, investments, business structure, tax returns, insurance policies, and retirement plans. We analyze areas of inefficiency, overlooked deductions, and missed opportunities—particularly as they relate to your tax exposure and retirement income planning.
3. Strategic Design
Building Your Custom Tax-Free Income Blueprint
Once we understand your full financial picture, we get to work designing a strategy tailored to your specific goals. This may include a combination of advanced tax strategies (like Cash Balance Plans, 412(e)(3), CRTs, or Premium Finance Life Insurance), retirement income modeling, and estate planning integration. Every recommendation is explained clearly so you know how and why it benefits you.
4. Implementation & Coordination
Putting Your Plan into Motion
With your approval, we begin executing your strategy. We coordinate with your CPA, attorney, and any other professionals as needed to ensure seamless implementation. Whether it’s setting up a pension plan or establishing a trust, our team handles the heavy lifting—so you don’t have to.
5. Ongoing Monitoring & Optimization
Adapting as Life (and Tax Laws) Change
Your financial life is dynamic—and so is our planning. We proactively monitor your strategy, reviewing performance, adapting to tax law changes, and adjusting for life events like retirement, a business sale, or inheritance. You’ll receive regular updates and have access to reviews to keep your plan aligned with your evolving goals.
